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Oceana's Home Partnership adds Saturdays to Homebuyer Education workshop

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Oceana’s Home Partnership has announced their 2017  Homebuyer Education Workshop schedule. In order to accommodate working families, Saturday workshops are going to be offered this year.

 

”They can expect to cover from start to finish of the homebuying process." Said Lori Murphy, Homeownership specialist, who coordinates the class "They don’t really need to bring anything, I have an intake packet that they can fill out. They complete that and pay the little fee they have to save their place in line. I meet with them through the workshop. They get their certificate, the certificate for homebuyer ed is good for 12 months. Most lenders like to see them get the  certificate because a higher percentage of people who take homebuyer education are less likely to go into foreclosure plus, it may qualify them for downpayment assistance programs. Then we give them a list of lenders that they may want to tap into in order to start the process.”

 

Ms. Murphy also explained the services that can be offered through Oceana’s home partnership if an attendee is not quite ready to make the commitment of buying a home but would like to work towards that goal and how Oceana’s Home Partnership can assist with the process.

 

“After the Homebuyer Education Workshop, we get down to the nitty gritty, we’ll pull their credit report and I individually meet with them so we can discuss what that looks like. We do the income and the debt to income ratios. There all kinds of things you can do with a pre-purchase class, or the financial capability class. [The class is] 8 sessions [and] we pull the credit report apart. We start from what collections [there are] what charge-offs, whatevers on that credit report, repair it and get them ready for the homebuying process.”


To sign up for the class or for more information, you can call (231)873-2222 or go to their website at www.Oceanashome.org

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Ludington considers resolutions after the New Years party

The Resolution run which occurred on New Year's Day saw 140 runners participate in the first Ludington run of the year. Heather Tykoski Community Development Director from the city of Ludington said many of the runners were from out of town and had stayed to enjoy the run. Ludington does not seem to be one for exercise resolutions, as a consensus of, not needing a special day to choose to live healthy was heard in the walls at Ludington Spin and Yoga and Ludington Crossfit.  This year, Ludington Crossfit is encouraging members to write down their goal in order to better track their progress and to help members meet their goal throughout the year. They said this is the first year they have begun requesting written goals. Statistics show that by writing down your goals, you are more likely to achieve them.

 

Resolution run

Photo courtesy of Downtown Ludington 

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Lake lit up for the entrance of 2017

new years eve ball drop dec 28

 

The lake was certainly lit up this weekend. Thousands were drawn to Ludington to ring in the New year as Ludington ‘s eighth Annual Light Up the Lake Ball Drop occurred. Some were drawn back to the area after vacationing here for the summer, others took the trek up from Grand Rapids to celebrate with their northern neighbors. Many businesses brought out live music and midnight snacks to entice the crowd to engage with businesses.

 

“We’ve been busy on and off all day. It goes on cycles." Said Todd Reed from Todd and Brad Reed Photography. "Whenever it’s eating time people are not so much in the store but as you can see now, dinner's over everyone’s here enjoying road less traveled which is an amazing local band and we’re just lucky to have them in ludington.”

 

Mayor Kaye Holman Ferguson said about the coming year, “We started a lot of things in 2016 and I want to at least fulfill those but I'm sure we're going to do a lot of new things. Ludington is such a vibrant town and it's getting more and more that way and I just know 2017 is going to be a wonderful year.”

 

The 2016 Drive Safe, Drive Sober campaign was considered a success by the Ludington Police Department. A total of 1,450 individuals were transported to and from their holiday destinations and fifteen of those had their vehicles towed free of charge. There were six traffic crashes during this year’s celebration, but none of those involved injury or alcohol.

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